Top investors ‘BRIC’ it

WITH further reductions in house prices predicted for this year – up to 9% according to Halifax, the UK’s largest mortgage provider – people are understandably cautious about investing further into what has traditionally been a strong sector.

 

The message is ‘don’t be put off’. If you are looking to buy a house for yourself, or as a long-term investment, there are still gains to be made, albeit over a longer term.

 

Choosing the right mortgage is essential, as you need to be sure that you have secured the best possible terms for your own personal circumstances.

 

What is right for your friends may not be right for you, and you should always seek independent financial advice when making what could be life changing financial decisions.

 

Competitive Variable, Fixed, Tracker, and Discount deals are still available so call and ask for details.

 

For those wanting to invest shorter term, say 5-10 years, property is much less attractive at the moment. Instead you should consider what is happening in the world around you.

 

Remember this anachronism: B.R.I.C - Brazil, Russia, India and China.

 

These ‘emerging’ markets have delivered incredible returns over recent years and many investors who have traditionally looked at property as their main investment are now looking further afield for greater potential returns on their savings.

 

The consumption of the world’s natural resources such as copper and tin by these countries is phenomenal, and so another sector worth a look is the ‘Natural Resources’ sector.

 

There are a number of investment opportunities that will give you access to these sectors in a tax efficient manner, and if you are looking to try and make your savings work harder for you, and keep ahead of an increasing inflation rate, they are certainly worth a look.